hey what's up guys I'm Kip EHD here so
if you remember that services Apple
event back in March that weird one the
one actual piece of hardware technically
that was announced at that event was
this shiny new titanium Apple credit
card called Apple card
well now it's August and actually have
one now here so we have to answer the
question what would it be like if Apple
made a credit card so this is the card
itself like I mentioned it's made of
literally titanium all matte white on
the front and the back
super clean as you'd expect from Apple
hardware and it's got this precise laser
cut out with your name on the front and
the Apple logo and the chip of course
and then on the back is a magnetic
stripe and at Goldman Sachs and
MasterCard logos so the issuing Bank and
the card provider for this guy and right
off the bat I know there are other metal
credit cards but I don't have any so
this is very different from the rest of
what I normally carry it's the same
thickness as a normal card but quite a
bit heavier being metal and also way
less flexible feels more durable I'm not
gonna try to actually break this thing
but if flex is way less it's more solid
and then there's this sort of chamfer
that goes all the way around and gleams
and catches in the light as you'd expect
from a solid block of metal this is this
is the wallet I carry right now it's
made by trove I'll link it below since
people always ask about it but I don't
carry cash I just have a couple cards
with me and the card key actually to get
into the studio literally wrapped in a
deep brand skin so I don't have to look
at the brown colour that it actually is
but the Apple card would fit right into
a normal wallet it's the same size as
every other card not too much thicker
the only thing that actually concerns me
here is the white finish like how does
it where does it start to chip off or
does it start to discolor over
not exactly sure but it does look super
clean right out the box so to activate
it it comes in this colorful packaging
with instructions wake I phone and hold
here so I just touched the top of my
iPhone right to the bottom of the card
right around here and it comes up in iOS
just like any other pair of air pods or
something to pair you activate the card
here and it adds it to your wallet app
and you're officially good to go this is
essentially a credit card for iPhone
users like that's just that's what it is
meaning it's basically an extension of
the Apple pay that you could already use
but now in a physical credit card form
so all those places that don't accept
Apple pay but you still want to use
Apple pay so it shows up in the wallet
app you have a physical card to do it
and then on top of that there are a lot
of legitimately nice features on the
wallet app that you may already know
cents it's a credit card this time there
is a slider to show how much interest
you'd be paying versus different payment
schedules with this really clean
intuitive UI the red color like actively
discourages you from making the minimum
payment and racking up more interest so
that's pretty cool and then fun fact
Sonia at the verge actually tweeted that
he noticed in the app the color gradient
of the card actually means something so
it starts off completely white like mine
before you spend any money on anything
with the card and then any time you
spend money at a different merchant or
category it adds colors to the gradient
so I wanted to test that out for myself
so I went to be an H and literally i
pre-ordered my Galaxy Note 10 with the
Apple card and sure enough instantly
like literally a half a second after I
pressed the Buy button on B and HS site
my app populated with that purchase and
added the color to my card so I'm
starting my gradient of colors now so
yeah I can confirm that's what's
happening here it was really impressive
ly fast and then it gives you a purchase
history where you can dig into each
purchase every transaction and see it on
a map so if you don't recognize it you
can look up exactly where it came from
honestly a lot of stuff that I wish my
current banking app also did and then I
guess one of the most underrated pieces
of it is it's all secured with face ID
so even if someone finds your card or if
someone steals your car
they can't use it because they don't
have your iPhone or even if they do have
your iPhone they don't have your face
you can also remotely deactivate the
card from the wallet app which is also
where you can grab the card number if
you want to pay for things online using
a form like I just did with B and H and
then of course it's just also very clean
there's no card number on the card
that's a little more secure I guess and
there's no signature since that's not
required anymore it's in the app so you
just get this nice super clean look it's
pretty nice actually now to be honest as
a credit card it's actually not that
amazing of a credit card interest rates
are okay you know 12% and up depending
on your credit score if you get approved
but like you know you won't see this on
any best to value cards lists anytime
soon the one cool thing is instead of
giving you points that build up over
time it just gives you straight Apple
cash the next day so you can spend it 24
hours after you've earned it you get one
percent cash back on everything so like
that note 10 I just bought on B&H with
the card I got one percent cash back I
get two percent cash back on everything
that I use Apple pay for and you get
three percent cash back on everything
you buy from the Apple Store from Apple
I don't know who's spending that much
money and Apple that that would be a
thing you'd care about but okay that's
what you get I don't know I kind of just
see this thing as a status symbol slash
flex of the decade honestly this is a
very gratuitous that that's just what it
is one thing I do have to say though
just because the features are so good
and so intertwined with that wallet app
on the iPhone beware of the ecosystem if
you thought the walls of the the garden
weren't high enough already just because
people don't want to leave the iPhone
because of iMessage and the green and
blue bubbles people don't want to leave
the iPhone because they have all the
storage and iCloud already imagine
trying to switch to an Android phone but
you don't want to now because you also
have to give up your credit card like
that's nuts
so beware this is obviously another tool
that can be used to sort of trap you in
the Apple ecosystem but you already knew
that right anyway thanks for watching
this quick one just forget I give a
quick update since there is technically
actually new
hardware around but uh that's just about
all there is to it also shout-out to the
waveform podcast is now officially
launched I'll have a link right below
that like button if you want to check it
out episode 1 is up and we'll have more
info on that coming soon
either way thanks for watching catch you
guys later peace
Hi. I’m Designer of Blog Magic. I’m CEO/Founder of ThemeXpose. I’m Creative Art Director, Web Designer, UI/UX Designer, Interaction Designer, Industrial Designer, Web Developer, Business Enthusiast, StartUp Enthusiast, Speaker, Writer and Photographer. Inspired to make things looks better.
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